Happy New Year! Are you making any changes this year?

New Year's is always a time for new beginnings!  My resolutions for this year are to:

• Enjoy more time with my kids and husband.

• Get more exercise.

• Improve my diet.

• Lose 5 pounds.

• Manage my time better.

• Manage my finances better.

Wish me luck and I wish you luck in all that you wish to accomplish!

Happy 2013!

How am I going to pay all these medical bills? Some practical advice.

After the initial shock of a diagnosis with Multiple Sclerosis wears off you realize that this is a very expensive disease.  If you are lucky you have good insurance and a healthy savings to help with the expenses associated with diagnosis and treatment.  If the previous sentence describes you, you can stop reading now.....this post is not for you.

You may also be behind on other bills as a result of trying to maintain your medical coverage.   If you are still reading you have already probably begun to wonder what to do with the mounting medical bills that are flooding your mailbox.   Kindling?  No, just kidding.  The answers are going to vary depending on your situation which can include but likely are not limited to the following:

• No insurance.
• Medical insurance with high deductible.
• Medical insurance but still just finding it hard to cover all of the bills.
• Medical insurance with prescription drug limitations.

Over the course of the next few weeks I am going to share tips for each of the above scenarios. 

If you know of additional ways to help please feel free to add comments or helpful advice as appropriate!